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What to Do If Your Car Keys Are Stolen

It's a terrifying experience to lose your car keys. Relax before panicking and look through your purses, pockets and your immediate surroundings.

Modern keys must be turned off to stop theft.

Report it to the Police

Losing your car keys is an unsettling and stressful experience. It can disrupt your day, disrupt your plans and even result in you to incur extra costs. If your keys are missing out of your pocket or you have lost them in the wrong place there are a few things that you should take care of to prevent further issues and protect yourself.

It is important to first remain calm. This can cloud judgement and make it harder to find the solution. Take a deep breath and be sure to check your purse, pockets or handbag for keys. Also, if you lost your keys at work or in a public space and you are in a public place, ask someone to determine if they've found it. Also, if you have spare keys at your home, be sure to check them out.

Once you've checked every obvious spot where keys might be, it's the right time to report the incident to the police. The sooner you do this, the more effective. This will be an official police report that can help you with your insurance claim in the future.

You can do this by completing an online crime report with the NYPD. To complete the report, you'll require your vehicle registration number along with some other information. After the report is filed, it is entered into NCIC records and the state's auto theft computer file. This will stop anyone from trying to sell your vehicle or applying for a new title.

It is also advisable to contact your insurance company to inform them of the loss of your spare key. This will allow them to begin the claims process and may even cover any additional expenses you incur as a result of your lost keys. Your insurance provider can advise you on how to enhance the security of your vehicle to lower the possibility of it being stolen. This could include a vehicle alarm, immobiliser, or tracking devices that can be connected to your vehicle key fob or apps for smartphones.

Get a Replacement Key

The loss of things is a regular occurrence in a busy life. If it's your debit or credit card, your most cherished pair of sunglasses or my car key was stolen keys, losing them can cause a disruption to your plans and may seem like the end of the world.

It's not that difficult to change a key for a vehicle that has been stolen. You have a few choices when it comes time to obtain an alternative key. It is all dependent on the kind of keys your vehicle has.

You can contact your dealer or an auto locksmith for an updated key. Dealers may charge more however they can complete the task quickly. They will also be able to use your VIN number to ensure that the new car key is paired with your specific vehicle.

If your vehicle is older and uses a traditional mechanical key, you can likely find a locksmith who will do it for much less than the dealer. The locksmith will be able to design the new key right on site, and they could even de-program your old key to render it ineffective.

For modern automobiles that come with a remote-keyless key or a transponder chip, you may need to visit the dealer to have one made. The dealer will need to be aware of the model and make of your vehicle in order to match the key to it.

Always have an extra key in case you lose your primary key or cannot start your vehicle for any reason. Look in places where you would not normally look for your keys. For instance, in the pockets of your pants or jacket or in your bag you took to work. If you are unable to locate your keys, think about getting a GEICO roadside emergency service plan. It will grant you access to a nationwide network of expert auto locksmiths who will assist you in getting back on the road in no time. Having one of these policies in place will help you avoid a lot of stress and money in the case of a stolen or lost car key.

Make a Claim with Your Insurance Company

There aren't many things that can cause more anxiety than losing your car keys. Suddenly, your plans to get comfy sweats or order pizza while watching your favorite TV show are thrown out of the window. After a brief moment of despair, you'll most likely calm down and begin to think about what happened. You must remember to call the cops at this moment. Not only will they give you a crime reference number that could help you track down your lost keys, but it will also make your insurance company aware of the situation and give you guidance on how to proceed in making an insurance claim.

The majority of auto insurance policies cover the cost of locksmiths or reimburse you in the event that your dealer makes a new key. If you have roadside protection, your insurer may be in a position to assist you in finding the key. Keep an original copy of your police report as well as any receipts related to the incident. Your insurer may ask to see these documents. It is an excellent idea to keep the phone number and name of everyone you interact with at your insurer and copies of any paperwork they request.

You should also inform your insurance provider so that they can be alert for any sign of an attempt to steal. If you wait too long, someone may try to use your missing key to enter your vehicle and leave marks on the doors or ignition.

Since more and more vehicles are equipped with smart key technology, it is even more crucial to be aware about where your car stolen lost Spare key keys are and to keep an extra key fob stolen what to do in your possession just in case. But, if you have lost your keys, the following guidelines will ensure that it does not ruin your evening or your day.

Change your locks

We've all experienced what to do if your car keys get stolen it's like to lose our keys. It's the end of a long day, you're tired and would like to get home, change into your comfortable clothes make a pizza and binge on your favorite show. You walk to your car, only to realize that your keys aren't to be found. The panic begins to set in.

While the first thought might be to call your insurance company for a replacement key, it is also recommended to call a locksmith. Based on the type of vehicle you own and its locks they could either replace your keys or replace them. If your car has an old-fashioned key locksmith will make an impression of the lock and cut you a new one on the spot. If your car is more modern and has a key-fob you'll have to take it to an auto dealer to have a new one programmed.

Rekeying your locks is a good idea as it will ensure that nobody else has access to your spare key. This is essential if are worried that your keys have been stolen with your wallet or purse. This will stop your personal information from ending up in the wrong hands, and putting you at risk for identity theft.

Rekeying your locks could cost you between $20 to $75. Make sure you read reviews before you hire a locksmith, as not all locksmiths are created equal. You should also be certain that they have the proper equipment and knowledge to work on your specific type of car.

It can be expensive and a hassle to replace your locks after your vehicle is stolen however the peace of mind knowing no one else will have access to your vehicle or personal belongings is well worth it. A police report can help you track down your property that was stolen and may even result in the arrest of a burglar. Don't forget to report the loss of your keys with your insurance company for your home.