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What to Do If Your Car Keys Are Stolen

The loss of your car keys can be a major hassle. It can also be costly to replace.

Many insurance companies provide coverage for key protection. Certain property insurance policies like those for renters or homeowners might also provide coverage for it.

If your car keys are stolen, you must take some things into consideration before panic begins to set in. Here are some tips:

Call the police

The first thing you should do when your car keys have been stolen is to contact the police. This will prevent the next thief from stealing your car. They will also provide you with a criminal report number that you'll need to file claims with an insurance company, if you have one.

You can also get help from the police to locate your keys. They can check CCTV footage and employ ANPR technology to track the vehicle that keys were in. In addition, they will be able to provide you with other tips on how to replace stolen car keys to secure your vehicle in the future, for instance, using a wheel lock.

It is normal to feel panic when your keys are lost or stolen. Relax and remember that there are things you can do to fix the problem.

Before you do anything else, go back through your steps. Make sure you look in the pockets of the clothes you were wearing and any other places where you might have left them. Don't forget to check places that you wouldn't normally look, like the bag or shoe you may have worn when you went out.

If you can't find the keys, you should call a locksmith to have them change the locks. This will ensure that no one will be able to get into your car even if they have the correct keys.

Furthermore, a locksmith can reprogram the keys and locks so that the key you had previously used won't work any more. This can help you save money on the replacement of your car keys stolen no spare keys, as well as other components of your vehicle that might have been affected by the theft.

It is important to note that your insurance company may be able cover the cost to replace your keys. Based on the policy you have, this is usually included in the personal property coverage that a lot of policies provide.

It is also worth mentioning that sometimes thieves look through stolen or lost items, including phones, for information about people. They may be able to get your social security number and other personal data from these items, so it is essential to notify the police immediately you notice something has been taken.

Find a spare key

There are two types of car keys and ignitions available today including electronic key fobs and standard turn-key ignitions. Based on the type you have, and what kind of key fob you lost (or lost), will determine the amount of hassle it is to obtain an replacement for the lost key.

If you have an old-fashioned lock that you insert in the ignition to start your car, it is fairly simple for a locksmith, even without the original key, to replace the key. If you have a key with a chip, it is more difficult to replace. You will need the assistance of an auto dealer.

In that case, you may need to bring your car in to have its ignition and locks changed - which can be expensive. You should contact the police immediately when you discover that your car keys are missing and declare them stolen. This way, others will be aware that they shouldn't attempt to use your vehicle and you won't have to worry about someone impersonating you.

You can also get a spare car key created in case you lose your keys. If you don't have a spare key it's the most affordable method of getting one. Keep it in a secure place so you can quickly access your vehicle in case of need.

Examine the usual places where you keep your keys, such as your purse or pocket. It's also a good idea to clean your space, as sometimes keys are hidden in plain sight in places like under sofa cushions or in the pile of mail. Also, make sure to empty your pockets regularly and do not leave them with food items or other things that could be easily taken. You can prevent losing your car keys or having them stolen if you take these steps. But if you do lose your car keys, try not to panic and follow the advice that are provided to solve the problem.

You can get a new key created

It wasn't too long ago that losing or, even worse, having your car keys stolen (related web site) was not a huge issue. Locksmiths could create a new car key in just a few minutes. Now, however, things are getting more complicated. In fact, if your car is equipped with the latest technology in it, replacing it will require several steps and could cost some money depending on the type of key your car has.

The first thing to do is look up every possible place where your key might be. If you suspect that you have lost your key in a public place Be sure to inquire with the employees of the library, restaurant or any other establishment where you might have lost your key to see if they've seen your car keys lately. You should also look through your coats, bags and pockets. You may find your key in one of these places and the a few minutes spent looking there could save you from having to file an investigation, changing your locks, or pay for new keys, all of which can be very costly.

If you are sure that your key was stolen, you will need to have new keys made by the dealer or manufacturer. This is the most expensive, but it's also the quickest option. You'll need all the paperwork (such as the registration or title of your vehicle) as well as an ID with a photo to do this. The dealer will then have to purchase the new key for your car, which can take some time.

An alternative that is less expensive and more efficient to this is to contact an auto locksmith in your area. They will be able to create a new key for your car, that doesn't come with the specialized electronics in it like chips or transponders. A majority of locksmiths can also do this on the spot which is a lot more efficient than contacting your dealer or the manufacturer.

Contact Your Insurance Company

You'll need contact your insurance provider to see if your policy will cover this. Most car insurance providers offer some form of key protection as an optional add-on however it's crucial to contact them to confirm that you're covered. It could save you a significant amount of money and hassle in the future.

Contact your insurance company immediately after you lose your keys. The reason you should do this is to aid the police in tracking the theft and possibly retrieve your keys. You can also get a crime reference from police to later use to file a claim.

In addition the police can assist you change the locks in your home and office if the keys were stolen from the premises. This will stop any unauthorised people from using your keys to steal your vehicle or break into other properties in the future.

After contacting the police, it is crucial to obtain a replacement key as soon as you can. The cost and process will vary depending on what type of key you use. Traditional mechanical keys are fairly affordable and can be purchased at any hardware store, while electronic key fobs or smart keys will require a professional to make an entirely new key for you.

Certain car insurance companies also offer roadside assistance, which includes locksmith services. If you're covered, the insurer will pay to send a locksmith to help you out, however, you'll be responsible for the cost of creating the new key.

Keep your keys to your car in view at all times and do not leave them unattended. If you do happen to lose them, it's essential to know what you should do if your car keys are stolen so that you can reduce the chance of theft and inconvenience. Hopefully this information will come in handy, and you don't be worried about losing your keys in the near future!